

how is the cause even relevant for a health insurance?
I have a feeling most insurers would want to charge a higher premium to someone with a history of freezing their own legs off. I doubt they have data to support it, but it’s not unreasonable to expect there’s a higher chance that this guy might self harm than the average person. Or require mental health support.







Even if the link isn’t dead, most citation templates that accept a |url= parameter also accept |archive-url=, |archive-date=, and |url-status=
Also, newly added links are automatically archived on the Wayback Machine iirc.