Unfortunately, few merchants are accepting crypto directly. There’s a bunch of reasons for this ranging from regulations, tax complications, price instability, and psychological burden. This can and hopefully will change in the long run, but I currently pay for most things via crypto by converting it to cash at point of sale. I have a debit/credit card called Ether.fi Cash; it gives 3% cash back, and spends against my holdings of crypto which earn ~5% interest while they sit waiting to be spent. That crypto can be in Ethereum, which is more unstable, but it can also be in dollar-pegged stable coins, meaning there’s no price fluctuation risk. Very, very happy with this card.

Referral code if you’re interested: https://www.ether.fi/refer/62107470

I get benefits from referring people but I wouldn’t post the link if I didn’t really believe in it. Only crypto card I’ve found that offers me substantial gains over traditional credit cards.

I discovered they were bought by an Israeli company and stopped using them. Regardless of one’s opinion on Israel/Palestine, I would hope we could all agree Israel is known for using many complex tools and intelligence operations to break digital security and collect data, so this did not feel safe to me any longer.